State Bank Freedom

State Bank’s Branch on Your Mobile: Away from home, Balance Enquiries, Remittances, eDeposits, Bill Payments, Mobile Top-ups, DTH Recharge can be made anytime 24×7!!! That is what State Bank FreedoM offers – convenient, simple, secure, anytime and anywhere banking on the move.

Mobile Banking Service can be accessed through the following channels:

Mobile Banking Service over Application

State Bank Freedom Application is available on Smart Phones (Android – with or without GPRS / iOS / Windows / Blackberry) through respective App stores and also for java enabled feature phones from here

The following functionalities are available:

  • Funds transfer (within and outside the bank)
  • Immediate Payment Services (IMPS): Click here for details.
  • Enquiry services (Account Information / Balance enquiry / Mini statement)
  • Instant Opening / Closure of Fixed, Recurring Deposits
  • Cheque book request
  • Bill Presentment and Bill Payment (Utility bills, credit cards, Insurance premium), Donations, Subscriptions
  • Mobile /DTH Top up
  • M Commerce (Merchant payments, SBI life insurance premium)
  • Postpaid Bill payments

Business Rules

  • All Current/ Savings Bank Account holders in P segment and Current account holders in SME segment are eligible.
  • Third party transaction limit per customer per day is Rs.50,000/- with no monthly CAP.
  • All customers can avail the Service irrespective of their telecom service provider.
  • The Service is free of charge. SMS/GPRS cost will be borne by the customer.

Mobile Banking Service over SMS

The service is available on all phones. You can send keywords as SMS to 9223440000. Click here for list of SMS formats. Ordinary SMS charges are applicable.

The following functionalities are available:

  • Enquiry Services (Balance Enquiry/Mini Statement)
  • Prepaid Mobile / MobiCash wallet Top up
  • DTH Recharge
  • IMPS Fund transfer – (Mobile number & MMID and Account Number & IFS Code)
  • Change MPIN
  • IMPS Merchant payments

Business Rules

  • All Current/ Savings Bank Account holders in P segment and Current accountholders in SME segment are eligible.
  • Transaction limit per customer per day is Rs.5,000/- with a calendar month limit of Rs.25,000/-
  • Service available over all telecom service providers.
  • The Service is free of charge. SMS cost will be borne by the customer.
  • As a precaution, Customers are requested to delete all the messages sent to the number 9223440000, once the response for their request has been received.

Mobile Banking Service over NUUP (National Unified NUUP Platform)

The service is available on all phones except CDMA phones. Downloading of application is not required. Subscribers have to dial *99# to avail the service.

The following functionalities are available:

  • Enquiry Services (Balance Enquiry/Mini Statement)
  • Funds Transfer (Using IFSC and Account Number)
  • Funds Transfer (Using Mobile Number and MMID)
  • MMID Retrieval
  • Change MPIN
  • OTP Generation for IMPS Merchant Payments

Business Rules

  • All Current/ Savings Bank Account holders in P segment and Current accountholders in SME segment are eligible.
  • Transaction limit per customer per day is Rs.5,000/- with a calendar month limit of Rs.25,000/-
  • The Service is available for subscribers of select telecom operators only.
  • The Service is free of charge. USSD session charges will be borne by the customer.
  • The service is session based and requires a response from the user within a reasonable time.

State Bank FreedoM offers the following functionalities:

  • Funds transfer (within SBI or other Bank’s account)
  • Immediate Payment Services (IMPS) : Fund Transfer, Merchant Payments 24 x 7
  • Enquiry services (Account Information / Balance enquiry / Mini statement)
  • Instant Opening / Closure of Fixed, Recurring Deposits
  • Cheque Book request
  • Bill Presentment and Payment (Utility bills, Credit Cards, Insurance premium), Donations, Subscriptions
  • Mobile Top up (Talktime / Special topup)
  • M-Commerce (DTH Recharge of Tatasky, BigTV, SunDirect, DishTV, DigitalTV and Videocon d2h connections, SBI Life insurance premium, etc.)
  • Post paid Bill Payments
  • Booking of train tickets over the IRCTC portal through IMPS
  • ATM / Branch Locator

For More details, please visit: www.sbi.co.in