How To Withdraw Money From ATM

Modern day banking has advanced to quite a level. Day by day new revolutionary technologies and systems are implemented to improve banking and financial needs. The first major revolution was brought forth in banking with the introduction of ATM’s. At present we can literally find them around just at every nook of our country.

This article will guide you How to Withdraw Money from An ATM using an ATM/Debit Card.

This reference can be used to withdraw money from any State Bank of India ATM or any other ATM supporting payment networks such as VISA, MasterCard, Maestro or Rupay.

First Let us catch up with Some common Terms regarding ATM.

What is an ATM?

An automated teller machine (ATM) is an electronic telecommunications device that enables the clients of a financial institution to perform financial transactions without the need for a cashier, human clerk or bank teller.

What is an ATM Card and what is it used for?

An ATM card is a payment card or dedicated payment card style card issued by a financial institution which enables a customer to access automated teller machines.
Putting it a simple way, it’s a payment card which enables you to make transactions in an ATM, like withdrawing funds or checking your balance in your bank account.
Some banks offer you an ATM card that allows you to withdraw money from your checking account, but only through an ATM. Unlike debit cards, ATM cards do not have the Visa® or MasterCard® logo and, in most cases, may not be used to make store purchases directly.

It’s very easy to use and convenient way to access your bank account. If you’ve newly got your ATM card from the bank and it is not working, don’t worry. Some bank takes 24 hours to active their ATM cards.

So now you can make withdrawal cash from your bank account from almost anywhere.

If you have any trouble or you need any advice, please ask in the comments below. Please proceed towards the steps to withdraw money from SBI ATM.

Steps to Withdraw Money With your SBI ATM Card

There are few steps to withdrawal cash from ATM:

Step 1. Insert your card into the ATM with the side that has the arrow going in first.

ATM cards come in two types — Debit cards and Credit cards.
Debit cards are mostly used in ATMs, and it offers you to withdraw cash which you have in your savings account.

Vise Versa from the credit card you could credit money from your account.

-> But in today’s topic, we will discourse about the process of withdrawal money from ATM through your card.Now first insert your ATM card in the ATM (you may see a blinking green light in the machine, where you have to put your card) please mind to insert your card as the picture shows; otherwise, the machine could not be able to read your card.

Step 2. Select your Language

Select the language you like. Depending on the area, region, state you are in, you might be presented different sets of languages to choose from.

Step 3. Enter your pin when prompted by the machine then press the proceed button.

Now comes the most important part. Use Keypad to enter your four-digit pin.

Please make sure some things before you enter your pin.

  1. There is no camera or any person who can see your pin number
  2. Always make sure that the pin is entering by you is the same pin of that ATM card(otherwise the card could be locked)

Step 4. Select the “withdrawal” option by pressing the button next to it when prompted by the machine.

You can see many types of options like Withdraw Money, Deposit Money, Balance Enquiry, Bill Pay, etc. For withdrawal cash, you have to choose Withdraw Money option.

Step 5. Select your type of account “Current or Savings” option by pressing the button next to it when prompted by the machine.

ATM screen will show various types of account. Select your account type that may be saving or current etc.

Step 6. Choose the amount you want by pressing the button next to it when prompted by the machine.

Chose the amount you want to withdrawal. But make sure that the amount you are entering is not more than your main balance.

Then press correct option.

Step 7. The machine will request if you want a receipt for the transaction?

Then a question would appear on them and ask you would like to take a receipt. Press yes to proof that you withdrew money and check the balance.

Proceed with the desired by pressing either the Yes or No button.

Step 8. Take your Money: Once the transaction is completed, the machine will:

1) Dispense the amount to you.
2) Dispense the receipt on the amount (If you had selected the Yes button in Step 6).
3) Release your ATM Card.

The money comes from the cash dispenser machine, and you have successfully withdrawn money from your ATM.

Step 9: Another transaction

If you want another transaction, chose that option.

Step 10: Ending Your Session

Once you’ve completed your transaction press cross or cancel button before leave the machine room. Don’t forget to take your card and money!

How to withdraw money from ATM?
How to Use an ATM?
How to Withdraw Cash from an Automated Teller Machine?
How to Withdraw money from SBI?
Withdraw money from Bank of India ATMs.
ATM Withdrawal Tutorial.
How to Withdraw Money From an ATM?
ATM Withdrawal
State Bank ATM ATM Withdrawal Tutorial
Withdraw cash using your SBI Debit Card

how to withdraw money from sbi atm

Thanks for reading this article and visiting SBI Tutorials. We hope we provided useful information to you. If you have any questions or face any problems regarding Withdrawal of Cash, just ask us in the comments below.

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I need more elaboration


When you insert your card, it will ask for your PIN, enter it. Then select Withdrawl, after it select “Savings account”. Then Enter Your Amount. Now Confirm your transaction. Recieve your money.

Unsmart backdated
Unsmart backdated

Please must include pictures/ screenshots. Please a add a virtual ATM machine, that will allow insert a virtual ATM Card, interactively click on options, will allow to type a sample password/pin and after successful transaction will release some virtual (picture) currency notes. Elaborate with pictures the right and wrong orientation to insert the ATM Card.

Unsmart backdated
Unsmart backdated

If I do some late to take the money; would it taken-back by the machine? If so, then how does that amount of currency refunded?


even though i deposited the ATM is showing the empty balance.what is the reason can you explain it


Greeting Kakaumanu, Sometimes these kinds problems arise when it comes to Cash Deposit Machines. So were you just depositing Money through ATM?

A. K. Samal
A. K. Samal

Let me know why the ATM machi prompt to enter two digit number from 10 to 99